If you already have a pension...

At Channel One we have over 50 years’ collective experience advising on pensions and investments.

It’s often the case that our clients leave their pension planning until they are ready to draw their benefits, there is nothing wrong with that and we are happy to talk to you whatever stage of planning you are at. You may simply want some reassurance that your pension is on course to provide your needs or you may want to consolidate some of your plans now before you reach retirement.

Whatever your needs we will be happy to talk to you either at your home or in the offices at Ledston Luck. And if you don’t have a pension yet but would like one, please click here.

Are You Looking To Consolidate Your Existing Pension Investments?

Many people have built up several pension pots throughout their career – over time these multiple pension pots can be difficult to keep track of and manage. A simple solution is to consolidate these pensions into one Personal Pension making managing your retirement savings much more straightforward.

At Channel One we have the permissions to advise on Occupational, Defined Benefit and Final Salary Pension Schemes as well as Section 32 and existing personal pensions.

Advantages of consolidation:

  • Combined view of all your pension savings allowing easy management and less paperwork
  • A market leading range of investments, giving you a greater choice of where to invest your money
  • Full control over your pension savings – you choose what to invest in and when

Flexibility in taking your pension benefits – when the time comes to access your pension you can take all your fund in one go, take smaller lump sums and/or take a regular income. You can also use all, or part, of your fund to purchase an annuity.

Call for a Free Discovery Meeting

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Are You About To Retire And Want To Know Your Retirement Options?

Following the recent pension changes, you have more freedom on how to take your pension when you retire.

Did You Know?

You can normally take a tax-free lump sum of up to 25% of the fund value.

You can take part of your pension and keep working.

There are 3 main ways to take your income:

Annuity

Receive a guaranteed income for the rest of your life.

Drawdown

Your pension remains invested – you can withdraw what you want, when you want.

Mix And Match

Mix and match your options to receive a blend of secure and variable income.

Tax rules can change and the value of any benefits depends on individual circumstances.

If you’d like more information, or to arrange a discovery meeting with one of our advisers, please get in touch.